Digging Into Digilocker’s Bike Insurance
Businesses and government organisations are increasingly acknowledging the indispensability of digital transformation. One notable change spurred by this transformation is the storage of bike insurance in DigiLocker.
Things To Know About Digilocker’s Two-Wheeler Insurance
DigiLocker, short for digital locker, transforms document storage by replacing physical files with digital ones. Introduced by the Ministry of Electronics and IT, it’s an accessible platform via website or app, securely storing and authenticating documents like licenses and bike insurance policies. Rule 9A of the Information Technology Rules, 2016, treats DigiLocker’s digital records as equivalent to physical ones for easy verification via the mobile app.
Advantages Of Digilocker
- Time And Paperwork Efficiency: Access digital documents, including two-wheeler insurance policies, from anywhere, reducing the need for physical paperwork.
- Centralised Document Access: All personal and vehicle-related documents, such as driving licenses, registration certificates, pollution under control certificates (PUCC), and bike insurance policies, can be accessed on one platform.
- Avoidance Of Traffic Fines: Users can evade traffic fines by eliminating needing a physical copy of personal and vehicle paperwork.
- Simplified Document Validation: As authorised government agencies issue digital documents, the validation process becomes more straightforward.
- Enhanced Security: Digital storage eliminates the risk of losing or stealing bike documents.
Uploading Documents To Digilocker
The process of uploading bike documents to DigiLocker involves the following steps:
Via DigiLocker Website:
- Visit DigiLocker’s official website and sign in with your mobile number, Aadhaar number, or username.
- Select “Get the document” or”Banking and Insurance.”
- Choose “Two-wheeler” under “Your Insurance Provider.”
- Enter your mobile number and the number from your bike insurance policy.
- The system retrieves your policy document in PDF format and saves it to your DigiLocker account.
Using DigiLocker Mobile App:
- Download the DigiLocker app and sign in with your mobile number, Aadhaar number, or username.
- Select “Insurance and Banking.”
- Select “Two-wheeler” under “Your Insurance Provider.”
- Enter your mobile number and the number from your bike insurance policy.
- The system retrieves your policy document in PDF format and saves it to your DigiLocker account.
Essential Bike Documents In India
Drivers in India must carry specific bike documents, including:
- Bike Registration Certificate (RC): Legally required to ride a bike in India.
- Pollution Under Control Certificate (PUCC): Certifies that the bike’s emissions comply with authorities’ limits.
- Driving Licence (DL): Mandatory for legal bike operation on public roads.
- Bike Insurance Policy: Third-party bike insurance is required by The Motor Vehicles Act, 1988, for all motor vehicles on Indian roads. You can check all aspects of your insurance using a bike insurance check app download.
DigiLocker is a valuable, free digital storage solution, particularly for two-wheeler insurance policies. Keeping your necessary third-party bike insurance paperwork in DigiLocker ensures compliance with the law and provides a hassle-free experience with instant access.
Make sure you carry out the process for expired bike insurance renewalon time. Get estimates of your insurance cost using a Bajaj Allianz motor insurance premium calculator. Claims are subject to terms and conditions set forth under the motor insurance policy. *
Get insured anytime, anywhere! Check out Bajaj Allianz General Insurance website to learn more and download the app now.
*Standard T&C Apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.